Privacy Policy

(SCROLL FOR TERMS OF SERVICE)

Effective as of December 9, 2025

This Privacy Policy describes how Overlap Politics, Inc. ("Overlap," the “Company” "we") handles and uses personal information that we collect, receive, store, transfer and process through our Services, as well as through our social media, marketing activities, and other activities described in this Privacy Policy and when you use any other sites or services that link to our Services. In addition, this Privacy Policy describes the rights you may have with respect to your personal information under applicable law.

For purposes of this Privacy Policy, "Personally Identifiable Information" means information that could be used to identify your personally (such as your name or email address), which has not been previously or subsequently disclosed by you in any public area of our Services, and “Non-Personally Identifiable Information” is information that does not identify you personally, including information that we may create by aggregating or de-identifying data from Personally Identifiable Information that we collect. For the sake of clarification, we de-identify Personally Identifiable Information by removing information that makes the data personally identifiable.

California, Virginia and Nevada notice at collection. See the State law privacy rights section for important information about the personal information we collect about California, Virginia and Nevada residents and their privacy rights.

Personal information we collect Information you provide to us. Personal information you may provide to us through the Services or

otherwise includes:

Contact data, such as your first and last name, salutation, email addresses, and phone number.

Profile data, such as the username and any password that you may set to establish an online account on the Services, profile photos, and any other information that you add to your account profile, including your address, income range and education level, gender, race, ethnicity, age, party affiliation and areas of interest.

Transaction data, such as transactions you undertake through the Services and your transaction history, including your responses to polls that you participate in through our Services.

Communications that we exchange with you, including when you contact us through the Services, social media, or otherwise.

Marketing data, such as your preferences for receiving our marketing communications.

User-generated content, such as information you provide in response to polls that you participate in, profile pictures, photos, images, videos, audio recordings, emails, comments, likes and dislikes on comments, questions, messages, and other content or information that you generate, transmit, or otherwise make available on or through the Services, as well as associated metadata. Metadata includes information on how, when, where and by whom a piece of content was collected and how that content has been formatted or edited. Metadata also includes information that users can add or can have added to their content, such as keywords, geographical or location information, and other similar data.

Invitee data. We offer features that help users invite their contacts to use the Services and may collect contact details about these invitees so that we can deliver their invitations. Please do not refer someone to us or share their contact details with us unless you have their permission to do so.

Other data not specifically listed here, which we will use as described in this Privacy Policy or as otherwise described at the time of collection.

In most cases, providing your data is voluntary (e.g., providing user-generated content, contact information to receive marketing communications, and invitee data). In other cases providing the information is required in order for Overlap to provide our Services or comply with our legal obligations.

Third-party sources. We may combine personal information we receive from you with personal information we obtain from other sources, such as:

Public data, including information in government records and that individuals have made publicly accessible on the web.

Third-party accounts to which you choose to connect your Overlap account.

Other users of the Services who choose to grant you access to information in their Overlap accounts.

Third party services, such as social media services, that you use to log into, or otherwise link to, your Overlap account. This data may include your username, profile picture and other information associated with your account on that third-party service that is made available to us based on your account settings on that service.

Automatic data collection. We, our service providers, and our business partners may automatically log information about you, your computer or mobile device, and your interaction over time with the Services, our communications and other online services, such as:

Device data, such as your computer’s or mobile device’s operating system type and version, manufacturer and model, browser type, screen resolution, RAM and disk size, CPU usage, device type (e.g., phone, tablet), IP address, unique identifiers, language settings, and general location information such as city, state or geographic area.

Online activity data, such as surveys you viewed, how long you spent on a page, navigation paths between pages, information about your activity within our Services, access times and duration of access, and whether you have opened our communications or clicked links within them.

Cookies and other tracking technologies. Like many online services, we use the following technologies:

Cookies, which are small text files that websites store on user devices and that allow web servers to record users’ web browsing activities and remember their submissions, preferences and login status as they navigate a site. Cookies used on our sites include both "session cookies" that are deleted when a session ends, "persistent cookies" that remain longer, “first party” cookies that we place and “third party” cookies that our service providers place.

Web beacons, also known as pixel tags or clear GIFs, which are clear images placed in web content or HTML emails to record when a user visits a web page or interacts with an email.

Local storage technologies, like HTML5 , that provide cookie-equivalent functionality but can store larger amounts of data on your device outside of your browser in connection with specific applications.

● Chat. We may use chat technologies provided by one or more third-party vendors that employ cookies and software code to operate the chat features you can use to communicate with us through the Services. We and such third-party vendors may access and use information about webpages visited on our website, your IP address, your general geographic information (e.g., city, state), and other personal information you share through online chats for the purposes described in this Privacy Policy.

These cookies and other technologies may be employed for the following purposes:

Technical operation. To allow the technical operation of the Services, such as by remembering your selections and preferences as you navigate our applications, and whether you are logged in when you visit password protected areas of the Services.

Functionality. To provide enhanced functionality and personalization on the Services.

Analytics. These technologies help us understand how our Services are performing and being used.

How we use your personal information

We may use your personal information for the following purposes or as otherwise described at the time of collection:

Service delivery and business operations. We may use your personal information to:

provide and improve the Services and our business.

operate our business, including providing Non-Personally Identifiable Information to our users, clients and customers.

facilitate your invitations to contacts who you want to invite to join the Services.

communicate with you about the Services, including by sending announcements, updates, security alerts, and support and administrative messages.

provide support for the Services, and respond to your requests, questions and feedback.

Research and development. We may use your personal information for research and development purposes, including to analyze and improve the Services and our business. As part of these activities, we may create aggregated or de-identified data from personal information we collect. We de-identify personal information by removing information that makes the data personally identifiable to you. We may use this data and share it with third parties for our lawful business purposes, including to analyze, improve and promote the Services and our business. We also may use your personal information for machine learning that supports certain product features and functionality with the Services. Any artificial intelligence technology is trained on de-identified personal information.

Compliance and protection. We may use your personal information to:

comply with applicable laws, lawful requests, and legal process, such as to respond to subpoenas or requests from government authorities.

protect our, your or others’ rights, privacy, safety or property (including by making and defending legal claims).

audit our internal processes for compliance with legal and contractual requirements and internal policies.

enforce the terms and conditions that govern the Services; and

prevent, identify, investigate and deter fraudulent, harmful, unauthorized, unethical or illegal activity, including cyberattacks and identity theft.

How we share your personal information

We do not share your Personally Identifiable Information other than as set forth below or if you have given your consent. We may share your Personally Identifiable Information with the following recipients:

Service providers. Third parties that provide services on our behalf or help us operate the Services or our business (such as hosting, information technology, customer support, email delivery, marketing, payment processing, consumer research, website analytics, cloud service providers, platform support providers, data labeling service providers, id verification services providers, and artificial intelligence service providers that provide backend support for certain Services).

Payment processors. Any payment card information provided by our users is collected and processed directly by our payment processors. Payment processors will use personal information as described in their own privacy policies.

Third-party platforms and social media networks. If you have enabled features or functionality that connect the Services to a third-party platform (such as by logging in to the Services using your account with the third-party, providing your API key or similar access token for the Services to a third party, or otherwise linking your account with the Services to a third party’s services), we may disclose the personal information that you authorized us to share. We do not control the third party’s use of your personal information.

Professional advisors. Professional advisors, such as lawyers, auditors, bankers and insurers, where necessary in the course of the professional services that they render to us.

Authorities and others. Law enforcement, government authorities, and private parties, as we believe in good faith to be necessary or appropriate for the compliance and protection purposes described above.

Business transferees. Acquirers and other relevant participants in business transactions (or negotiations and due diligence for such transactions) involving a corporate divestiture, merger, consolidation, acquisition, reorganization, sale or other disposition of all or any portion of the business or assets of, or equity interests in Overlap (including in connection with a bankruptcy or similar proceedings).

Other users. You can choose to give other users of the Services access to your profile, contact network, strength and existence of your relationships, communication history and other user-generated content. We are not responsible for other users’ use of this information.

Notwithstanding the foregoing, we may share, sell and/or license Non-Personally Identifiable Information that is not linked to your Personally Identifiable Information with and to our users, clients and customers.

Security

We employ a number of technical, organizational and physical safeguards designed to protect the personal information we collect. However, security risk is inherent in all internet and information technologies and we cannot guarantee the security of your personal information.

European Data Protection Rights

We will only process your personal information if and to the extent we have a legal basis for doing so. The following are the legal bases that we rely upon to justify our processing:

Your consent – We will process your personal information with your prior consent, which you may give directly to us, or to other organizations (e.g., our third party service providers).

Performance of a contract – We will process your personal information where necessary to enter into, or for the performance of a contract. For example, we process your personal information to:

provide, operate and improve the Services and our business;

facilitate your invitations to contacts who you want to invite to join the Services;

communicate with you about the Services, including by sending announcements, updates, security alerts, and support and administrative messages;

provide support for the Services, and respond to your requests, questions and feedback;

enforce the terms and conditions that govern the Services.

Legitimate interests – We will process your personal information for the purposes of our legitimate interests, or the legitimate interests of third parties we work with, as long as these interests are not overridden by your interest or fundamental rights and freedoms. For example, we may process your personal information for the following legitimate interests:

providing and operating our Services;

carrying out direct marketing activities, unless consent is required in which case, we would obtain consent;

analyzing and improving the Services and our business;

creating aggregated, de-identified or other anonymous data from personal information we collect;

preventing, identifying, investigating and detecting fraudulent, harmful, unauthorized, unethical or illegal activity, including cyberattacks and identity theft;

auditing our internal processes for compliance with legal and contractual requirements and internal policies;

disclose or transfer personal information in the event of a business transactions (or negotiations and due diligence for such transactions) involving a corporate, merger, consolidation, acquisition, reorganization, sale or other disposition of all or any portion of the business or assets of, or equity interest.

In all of the above cases, we carefully strike a balance between our legitimate business interests and your interests or fundamental rights. For more information in the individual case, you can contact us at privacy@overlapnyc.com. You have the right to complain to a data protection authority about our collection and use of your personal information. For more information, if you are in the European Economic Area (EEA), please contact your local data protection authority in the EEA.

Compliance with legal obligations – We will process your personal information if it is necessary to comply with legal obligations. For example, we may process your personal information to:

comply with applicable laws, lawful requests, and legal process, such as to respond to subpoenas or requests from government authorities;

protect our, your or others’ rights, privacy, safety or property (including by making and defending legal claims).

When Overlap processes your personal data and such processing is subject to European Union (EU GDPR) or United Kingdom (UK GDPR, UK Data Protection Act 2018) data protection law, depending on the applicable law, you may have certain rights with respect to that data, namely:

Right of Access. You have the right to request confirmation as to whether or not we process your personal data. If so, you also have the right to request access to the personal and further information as specified under the applicable data protection law. Right to Rectification. You have the right to request that we correct inaccurate or incomplete personal data that we store about you. Right to Erasure. Under certain conditions, you have the right to request that we erase the personal data we may hold about you. Right to Data Portability. Under certain conditions, you have the right to receive the personal data, which you have provided us in a structured, commonly used, and machine-readable format and to transfer those data to another controller. Right to Withdraw Your Consent. If the processing of personal data is based on your consent, you can withdraw consent at any time. The withdrawal of your consent does not affect the legitimacy of the processing that occurred based on your consent until the withdrawal. Right to Object. Under certain conditions, you have the right to object to the processing of your personal data, in case the processing is based on legitimate interests or in case your personal data are processed for direct marketing purposes. Right to Restriction of Processing. Under certain conditions, you have the right to request the restriction of the processing of your personal data.

To exercise any of these rights (if they are available to you under the applicable law), please contact us at privacy@overlapnyc.com. When another entity is the data controller, we will refer your request to the third-party data controller and/or provide you with the information you need to contact the data controller directly.

You can also lodge a complaint with a competent data protection supervisory authority if you consider that the processing of your personal data infringes the applicable data protection law.

To the extent permitted by applicable law, we reserve the right to charge a fee or decline requests: (i) that are unreasonable or excessive; (ii) where providing the data would be prohibited by law or could adversely affect the privacy or other rights of another person; or (iii) where we are unable to authenticate you as the person to whom the data relates. Also, please note that we often need to retain certain data for reasons such as recordkeeping and/or to complete any transaction that you began prior to requesting a change or deletion of your data.

When you contact us about exercising any of the rights available to you under the applicable data protection law, we will ask you for information to verify your identity. In your request, please clearly identify the personal data that is the subject of your inquiry. We will comply with your request as soon as reasonably practicable and within any time frames prescribed by law.

International data transfer

We are headquartered in the United States and may use service providers that also operate in the US or in other countries outside the country in which you reside. Therefore, your personal information may be transferred to countries which may not provide for the same level of data protection as guaranteed under the applicable data protection laws of the country in which you reside (e.g., the EU GDPR). For all such transfers we ensure that these countries are either considered adequate according to the applicable data protection law (e.g., by way of an adequacy decision of the EU commission) or that appropriate safeguards are in place such as standard contractual clauses. If you want to obtain a copy of these safeguards, you can contact us at privacy@overlapnyc.com.

Storage period

In general, storage periods for personal information that we collect are determined according to the following criteria:

1. For as long as it remains necessary in order to achieve the purpose for which the personal information was initially processed.

2. To comply with our regulatory obligations.

3. To resolve a claim we might have or a dispute with you, including any legal proceeding between us, until such dispute will be resolved, and following, if we find it necessary, in accordance with applicable statutory limitation periods.

Please note that except as required by applicable law, we will not be obligated to retain your personal information for any particular period, and we may delete it for any reason and at any time, without providing you with prior notice of our intention to do so.

Your choices Access or update your information. If you have registered for an account with us, you may review and update certain account information by logging into the account.

Opt-out of marketing communications. You may opt-out of marketing-related emails by following the opt-out or unsubscribe instructions at the bottom of the email, or by contacting us at privacy@overlapnyc.com. Please note that if you choose to opt-out of marketing-related emails, you may continue to receive service-related and other non-marketing emails.

Cookies. Most browsers let you remove or reject cookies. To do this, follow the instructions in your browser settings. Many browsers accept cookies by default until you change your settings. Please note that if you set your browser to disable cookies, the Services may not work properly. For more information about cookies, including how to see what cookies have been set on your browser and how to manage and delete them, visit www.allaboutcookies.org.

Do Not Track. Some Internet browsers may be configured to send “Do Not Track” signals to the online services that you visit. We currently do not respond to “Do Not Track” signals. To find out more about “Do Not Track,” please visit http://www.allaboutdnt.com.

Linked third-party platforms. If you choose to connect to the Services through your social media account or other third-party platform, you may be able to use your settings in your account with that platform to limit the information we receive from it. If you revoke our ability to access information from a third-party platform, that choice will not apply to information that we have already received from that third party.

Other sites and services

The Services may contain links to websites and other online services operated by third parties and our content may be integrated into other online services that are not associated with us. These links and integrations are not an endorsement of, or representation that we are affiliated with, any third party. We do not control any online services operated by third parties, and we are not responsible for their actions. We encourage you to read the privacy policies of the other online services you use.

Children

The Services are not intended for use by anyone under 18 years of age. If you are a parent or guardian of a child from whom you believe we have collected personal information in a manner prohibited by law, please contact us at privacy@overlapnyc.com. If we learn that we have collected personal information through the Services from a child without the consent of the child’s parent or guardian as required by law, we will delete it.

Changes to this Privacy Policy

We reserve the right to modify this Privacy Policy at any time. If we make material changes to this Privacy Policy, we will notify you by updating the date of this Privacy Policy and posting it on our website. If required by law we will also provide notification of changes in another way that we believe is reasonably likely to reach you, such as via email or another manner through the Services. Any modifications to this Privacy Policy will be effective upon our posting the modified version (or as otherwise indicated at the time of posting).

How to contact us

For inquiries or complaints regarding this Privacy Policy, please first contact us at privacy@overlapnyc.com and we will endeavor to deal with your complaint as soon as possible. This is without prejudice to your right to launch a claim with a data protection authority.

If you are based in the EEA or the UK, you may also make a complaint to either the Irish Data Protection Commission (on +353 578 684 800 or via https://forms.dataprotection.ie/contact) or the UK’s ICO (on +44 303 123 1113 or via https://ico.org.uk/make-a-complaint/), or to the supervisory authority where you are located.

State law privacy rights

Scope. This section applies to residents of California and Virginia, except that provisions identifying a specific state apply only to that state. If you are not a resident of the state in which these rights are granted, you may not be able to exercise these rights.

For purposes of this section, “personal information” has the meaning given to “personal data”, “personal information” or similar terms under the applicable privacy laws of the state in which you reside, but does not include information exempted from such laws.

In some cases, we may provide a different privacy notice to certain categories of residents of these states, in which case that notice will apply with respect to the activities it describes instead of this section.

Your privacy rights. You have the rights listed below.

Right to know. You can request confirmation about whether or not we have collected your personal information, and information about the categories of personal information that we have collected, the categories of sources from which we collected personal information, the business or commercial purpose for collecting, sharing and/or selling personal information, the categories of third parties with whom we share personal information, the categories of personal information that we sold, shared or disclosed for a business purpose, and the categories of third parties with whom the personal information was sold, shared or disclosed for a business purpose.

Right to access. You can request a copy of certain personal information that we have collected about you.

Right to delete. You can ask us to delete certain personal information that we maintain about you.

Right to correct. You can ask us to correct inaccurate personal information that we have collected about you.

Right to nondiscrimination. You are entitled to exercise the rights described above free from discrimination as prohibited by the privacy laws of the state where you reside.

How to exercise your rights. You can exercise the privacy rights described above by submitting a request to privacy@overlapnyc.com. The rights described above are subject to limits and exemptions and in certain cases we may decline your request as permitted by law. We cannot process your request if you do not provide us with sufficient detail to allow us to understand and respond to it. You can ask to appeal any denial of your request in the same manner that you may submit the request.

Verification of identity. We may need to verify your identity to process your requests to exercise your rights to know, access, deletion, and correction, and we reserve the right to confirm your residency. To verify your identity, we may require you to log into your Overlap account if you have one, provide information we can match against information we may have collected from you previously, confirm your request using the email address we have on file, provide government identification, or provide a declaration under penalty of perjury, where permitted by law.

Authorized agents. If you have not provided your agent with such a power of attorney, we may ask you and/or your agent to take steps permitted by law to verify that your request is authorized, such as information required to verify your identity and that you have given the authorized agent permission to submit the request. If you are a California resident, your authorized agent may make a request on your behalf upon our verification of the agent’s identity and our receipt of a copy of a valid power of attorney given to your authorized agent pursuant to applicable California law.

Additional information for California residents. The following describes our practices currently and during the past 12 months:

Sensitive personal information. We do not use or disclose sensitive personal information for restricted purposes that California residents have a right to limit under the CCPA.

Deidentified data. We do not to attempt to reidentify deidentified information that we derive from personal information, except that we may do so to test whether our deidentification processes comply with applicable law.

Sources and purposes. We collect all categories of personal information from the sources and use them for the business purposes described in the How we use your personal information section above, and we disclose them for the business purposes described in the How we share your personal information section above.

The business and commercial purposes for which we collect this information are described in How we use your personal information in this Privacy Policy. The categories of third parties to whom we disclose this information for a business purpose are described under How we share your personal information in this Privacy Policy. The period of time for which we retain this information is described under Storage period in this Privacy Policy.

Additional information for Virginia residents. You have the right to opt-out of profiling in furtherance of decisions that produce legal or similarly significant effects.

Additional information for Nevada residents. You may submit a request to privacy@overlapnyc.com directing us not to sell your personal information that we have collected or will collect for money. We reserve the right to verify the authenticity of the request and your identity.

SMS data privacy

We do not share, sell, rent, or disclose mobile phone numbers, SMS opt-in data, or SMS consent information to third parties for their own marketing or promotional purposes. Mobile phone numbers and SMS-related data are used solely to provide the Services, including identity verification and account security, and will not be shared except as required to deliver such Services or as otherwise permitted by this Privacy Policy.

TErms of service

As of December 9, 2025

These are the general terms and conditions that govern your use of our mobile application (the “App”) and all of our other services (collectively, the “Services”). By accessing, using or registering as a user of any of our Services, you are concluding a legally binding agreement based on these terms and conditions with Overlap Politics, Inc. ("we" or "us"). If you do not agree to these Terms of Service, you may not use the Services.

You should check these Terms of Service periodically for modifications. We may modify the Terms of Service from time to time without notice to you. Any continued use by you of the Services after the publishing of modified Terms of Service shall be deemed to indicate your agreement to such modified Terms of Service. Accordingly, if at any time you do not agree to be subject to any modified Terms of Service, you may no longer use the Services.

1. USE OF THE SERVICES

(a) Registered Users: In order to gain access to some parts of the Services, you are required to register for an account that is accessed by a username and password ("Account"). In registering for your Account, you agree (i) that the information you provide to us in connection with your registration will be current, complete and accurate, (ii) not to choose a user name that violates any law or the intellectual property rights of others, or is offensive; provided that we reserve the right to reject the use of any user name for any reason or no reason, (iii) not to transfer, sell, convey or assign the right to use your Account to any third party, and (iv) not to permit any third party to use your user name and password to access your Account or the Services. You further agree that you are responsible for the conduct of any party that uses your Account, whether or not authorized by you, and for any breach of the security of the Services related to the use of your user name and/or password. When you create your Account, you represent that you are of legal age to form a binding contract and are not a person barred from receiving services under the laws of the United States or any other applicable jurisdiction. Our Services are not for children under the age of 13 and contracts for minors 13 and over must be created by a legal guardian. If you chose to link your Account to any other social networking or other online accounts (each, a “Third-Party Account”), we will access your account information from these sites on your behalf (in some cases by using your user name or password) to make certain information or services available to you through the Services. When you link these other accounts to your Account and/or the Services, you expressly authorize us to access your account information from those third-party accounts on your behalf as your agent and you permit us to access, use and, in some cases, store your account information to accomplish the foregoing. You may only link to your own Third-Party Accounts. Company has no responsibility or liability with respect to any Third-Party Account. Where you upload photographs and/or other content as part of your user profile, you grant to Overlap Politics, Inc. the right to use, including the right to display, those photographs and that content in connection with the Services.

(b) Grant of Rights: We grant you the limited, revocable, non-transferable, non-assignable, non-sublicensable, non-exclusive right to install the App and access and use the Services solely in accordance with their pre-defined functionality and the terms of these Terms of Service for personal use for a single user as installed on your own mobile device under the condition that such activity is solely for your internal purposes except as may be expressly agreed to in writing by us.

(c) Privacy Policy: In the course of your use of the Services, you may be asked to provide certain information to us. Our use of any information you provide shall be governed by these Terms of Service and our Privacy Policy. We urge you to read our Privacy Policy, which is hereby incorporated into and made a part of these Terms of Service by this reference as though fully set forth herein.

(d) Submission of User Content: In connection with your use of the Services, you agree not to submit, share, upload, post or display on or through the Services any content (collectively, your "User Content") that (i) is unlawful, (ii) violates any right of publicity or invades the privacy of others, (iii) constitutes obscene, pornographic, indecent, profane or otherwise objectionable material, (iv) is discriminatory, hateful or bigoted toward, or abusive of, any group or individual, (v) is libelous or defamatory or (vi) violates any applicable law or government regulation. You represent and warrant that you own or have the necessary rights in and to any and all User Content that you submit, share, upload, post or display on or through the Services, including your input, votes, responses, comments and opinions.

(e) Rights to User Content: You retain sole ownership of your User Content. You hereby grant to us a non-exclusive, irrevocable, unlimited, fully paid and royalty-free, assignable, sublicensable, worldwide license to use, modify, delete from, add to, publicly perform, publicly display, store, reproduce, create derivative works from, and translate your User Content, including without limitation distributing part or all of the App in any media formats through any media channels, to provide the Services, including the right to reproduce, adapt, modify, translate, publish, distribute, license and sublicense your User Content. In certain cases, we will anonymize and aggregate your User Content with content from other users (the “Anonymized Aggregated Content”) for the purpose of operating our business, including for the creation of derivative works based on the Anonymized Aggregated Content which will be wholly-owned by Overlap Politics, Inc. and may be assigned, sold or licensed to our customers and clients provided that no use of the Anonymized Aggregated Content identifies you other than with your consent.

(f) Prohibited Conduct: You may not use the Services for: (i) posting any (1) information which is incomplete, false, inaccurate or not your own, (2) trade secrets or material that is copyrighted or otherwise owned by a third party or, (3) material that infringes on any other intellectual property, privacy or publicity right of another; (ii) impersonating another person; (iii) engaging in or encouraging conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any city, state, national or international law or regulation, or which fails to comply with accepted Internet protocol; or (iv) transmitting or transferring (by any means) information or software derived from the Services to foreign countries in violation of US export control laws. In addition, you are prohibited from violating or attempting to violate the security of the Services or our system or network security, including, without limitation, undertaking any of the following: (v) decompiling, reverse-engineering, disassembling, reverse assembling, modifying, creating derivative works or attempting to discover or derive any source or object code, circumventing or attempting to circumvent or copying any copy protection mechanism or accessing any rights management information of any of the Content, including the software underlying the Services or aiding or abetting any third party to do the same (whether or not for your benefit), inserting any code, product or material to manipulate the Content in any way that affects any user’s experience or copying or seeking to copy or “rip” any Content from the software underlying the Services; (w) accessing data not intended for users of the Services, or gaining unauthorized access to an account, server or any other computer system; (x) attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures; (y) attempting to interfere with the function of the Services, host or network, including, without limitation, via means of submitting a virus, overloading, "flooding", "mailbombing", "crashing", or sending unsolicited e-mail, including promotions and/or advertising of products or services; or (z) forging any TCP/IP packet header or any part of the header information in any e-mail or newsgroup posting. You may not deploy to the Services any robot, spider, site search/retrieval application, or other application designed to retrieve, index or "data mine" information from the Services. You agree at all times to use the Services in compliance with applicable law and these Terms of Service.

(g) Artificial Intelligence: The Services include functionality that leverages artificial intelligence ("AI") tools. The AI tools are designed to streamline certain workflows. While the AI tools are designed to generate accurate and helpful content, they may occasionally produce outputs that are unintended or inappropriate. The content generated by the AI tools is based on user-provided inputs and we neither control nor author such content. Consequently, we disclaim any responsibility or liability for AI-generated content.

(h) Feedback: You acknowledge and agree that any feedback, comments or suggestions you may provide to us regarding the Services (“Feedback”) will be the sole and exclusive property of Overlap Politics, Inc. and you hereby irrevocably assign to us all of your right, title and interest in and to all Feedback, including without limitation all worldwide copyright rights and other proprietary or intellectual property rights therein. You further acknowledge and agree that at our request and expense, you will execute documents and take such further acts as we may reasonably request to assist us to acquire, perfect, and maintain its intellectual property rights and other legal protections in and to the Feedback.

(i) Intended Audience/Disclaimer for Access Outside of the United States: We make no representation that materials on the Services are appropriate or available for use in locations outside of the United States and access to them from territories where their content or the Services are illegal is prohibited. You may not use the Services or export the materials in violation of U.S. export laws and regulations. If you access the Services from locations outside of the United States, you are responsible for compliance with all applicable laws, including all local laws, other than to the extent that the EU has imposed certain responsibilities on us. You may not use or otherwise export or re-export the App except as authorized by United States law and the laws of the jurisdiction in which the App was obtained. In particular, but without limitation, the App may not be exported or re-exported (a) into any U.S. embargoed countries or (b) to anyone on the U.S. Treasury Department's list of Specially Designated Nationals or the U.S. Department of Commerce Denied Person’s List or Entity List. By using the App, you represent and warrant that you are not located in any such country or on any such list. You also agree that you will not use the Services for any purposes prohibited by United States law, including, without limitation, the development, design, manufacture or production of nuclear, missiles, or chemical or biological weapons.

(j) Commercial Items: The App and related documentation are "Commercial Items", as that term is defined at 48 C.F.R. §2.101, consisting of "Commercial Computer Software" and "Commercial Computer Software Documentation", as such terms are used in 48 C.F.R. §12.212 or 48 C.F.R. §227.7202, as applicable. Consistent with 48 C.F.R. §12.212 or 48 C.F.R. §227.7202-1 through 227.7202-4, as applicable, the Commercial Computer Software and Commercial Computer Software Documentation are being licensed to U.S. Government end users (a) only as Commercial Items and (b) with only those rights as are granted to all other end users pursuant to the terms and conditions herein. Unpublished-rights reserved under the copyright laws of the United States.

2. PROPRIETARY RIGHTS

The Services, including all of the content (collectively, "Content"), are the property of Overlap Politics, Inc. or our suppliers or licensors and are protected by patent, trademark and/or copyright under United States and/or foreign laws. Notwithstanding the foregoing, you retain ownership of your User Content and grant us the rights set forth under “Rights to User Content.” Except as otherwise provided herein, you may not use, download, upload, copy, print, display, perform, reproduce, publish, modify, prepare derivative works from, delete, add to, license, post, transmit, or distribute any Content in whole or in part, for any public or commercial purpose without our specific written permission. Except as otherwise provided herein, use of the Services does not grant you a license to any Content, features or materials that you may access through the Services. As between you and us, Overlap Politics, Inc. is the owner and/or authorized user of any trademark, registered trademark and/or service mark appearing within the Services, and is the copyright owner or licensee of the Content, unless otherwise indicated. In particular, the Overlap Politics logos and service names are trademarks of Overlap Politics, Inc. (the "Overlap Marks"). Without our prior permission, you agree not to display or use the Overlap Marks in any manner. Nothing in the Services should be construed to grant any license or right to use any Overlap Mark without our prior written consent. Overlap Marks may be registered in the United States and internationally.

3. CHANGES TO THE SERVICES

(a) Changes to the Services: We reserve the right to make changes to the Services at any time with or without providing notice to you. In the event that you do not agree with any changes to the Services, your only remedy shall be to cease using the Services and/or terminating your Account. We shall not be liable to you or to any third party for any modification, suspension, or discontinuance of the Services.

(b) Ensuring Service Quality: We reserve the right to restrict your use of the Services on a temporary or permanent basis if in our judgment such actions are necessary to ensure the quality of the Services for all of our users. In addition and without limiting your obligations under the Terms of Service, you agree not to and not to attempt to perform any form of network discovery, load testing, or penetration testing with respect to the Services .

(c) Suspension or Termination of Use Rights: We may suspend or terminate your right to use the Services for any reason or no reason upon notice to you. We shall not be liable to you or to any third party for any modification, suspension, or discontinuance of the Services. Such termination of the Services will result in the deactivation or deletion of your Account and the forfeiture and relinquishment of all information in your Account. We reserve the right to refuse service to anyone for any reason at any time.

4. DISCLAIMER OF WARRANTIES

THE SERVICES AND CONTENT ARE PROVIDED STRICTLY ON AN "AS IS" AND "AS AVAILABLE" BASIS, AND WE MAKE NO WARRANTY THAT THE SERVICES OR CONTENT ARE COMPLETE, SUITABLE FOR YOUR PURPOSE, OR ACCURATE. ON BEHALF OF OVERLAP POLITICS, INC. AND ITS LICENSORS, WE HEREBY EXPRESSLY DISCLAIM ANY AND ALL IMPLIED, STATUTORY OR OTHER WARRANTIES WITH RESPECT TO THE SERVICES AND CONTENT, OR THE AVAILABILITY OF THE SERVICES OR CONTENT, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NONINFIRNGEMENT. THE ENTIRE RISK AS TO RESULTS OBTAINED THROUGH USE OF THE SERVICES RESTS WITH YOU. WE MAKE NO REPRESENTATION OR WARRANTY THAT THE AVAILABILITY OF THE SERVICES WILL BE UNINTERRUPTED OR SERVICES AND/OR THE CONTENT WILL BE ERROR FREE.

5. LIMITATION OF LIABILITY

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, YOU AGREE THAT WE SHALL NOT BE LIABLE TO YOU FOR (I) ANY DAMAGES ARISING OUT OF OR CONNECTED TO YOUR USE OF, OR INABILITY TO USE, THE SERVICES EXCEEDING $100, OR (II) ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, PUNITIVE, SPECIAL, EXEMPLARY OR STATUTORY DAMAGES (INCLUDING, WITHOUT LIMITATION, LOSS OF BUSINESS, LOSS OR PROFITS, LOSS OF REVENUE, LOSS OF DATA, LOSS OF GOODWILL OR FOR ANY COST OF COVER OR COST OF PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES), EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND REGARDLESS OF THE LEGAL THEORY UNDER WHICH DAMAGES ARE SOUGHT, WHETHER IN BREACH OF CONTRACT OR IN TORT, INCLUDING NEGLIGENCE.

6. INDEMNIFICATION

You agree to defend, indemnify, and hold harmless Overlap Politics, Inc., its affiliates, licensors, and service providers, and its and their respective officers, directors, shareholders, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms of Service or your use of the Services, including, but not limited to, your User Content, any use of our Content, services, and products other than as expressly authorized in these Terms of Service, or your use of any information obtained through the Services.

7. TERMINATION

You may terminate your Account at any time. Overlap Politics, Inc., in its sole discretion, has the right to suspend or terminate your Account and your access to the Services, for any reason or no reason at any time, including without limitation for any violation of these Terms of Service. Any termination of your Account will result in the deletion of your Account, and the termination of your access to the Services.

8. GENERAL

These Terms of Service constitute the entire agreement and understanding between the parties concerning the subject matter hereof. These Terms of Service supersede all prior or contemporaneous discussions, proposals and agreements between you and us relating to the subject matter hereof. If any provision of these Terms of Service is held to be invalid or unenforceable, the remaining portions will remain in full force and effect and such provision will be enforced to the maximum extent possible so as to effect the intent of the parties and will be reformed to the extent necessary to make such provision valid and enforceable. No waiver of rights by us may be implied from any actions or failures to enforce rights under these Terms of Service. These Terms of Service are intended to be and are solely for the benefit of Overlap Politics, Inc. and you and they do not create any right in favor of any third party. These Terms of Service will be governed by and construed in accordance with the laws of the United States and the State of New York, without reference to its conflict of laws principles. All disputes arising out of or relating to these Terms of Service will be submitted to the exclusive jurisdiction of a federal court of competent jurisdiction located in the New York, New York, or a state court located in New York, New York, and each party irrevocably consents to such personal jurisdiction and waives all objections to this venue.

9. CONTACT INFORMATION

If you have any questions or concerns with respect to these Terms of Service or the Services you may contact us at support@overlappolitics.com.

10. SMS TERMS

By providing your mobile phone number and requesting verification, you agree to receive text messages from us for account authentication and security purposes. These messages may include one-time passcodes and other account-related notifications.  Message Frequency: One message per request.  Costs: Message and data rates may apply.  Opt-Out: You may opt out at any time by texting STOP to the number from which you received messages. You will receive a final confirmation message. Opting out may prevent you from accessing certain features that require SMS verification.  Help: For assistance, text HELP or contact us at support@overlappolitics.com.  Privacy: We do not share, sell, rent, or disclose mobile phone numbers, SMS opt-in data, or SMS consent information with third parties for their marketing or promotional purposes. Please see our Privacy Policy for more information.  Carrier Disclaimer: Wireless carriers are not liable for delayed or undelivered messages.